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I just spent a frustratingly long time trying to figure out what health insurance plan we should buy (Massachusetts, via HealthConnector). The hard part was finding out how much different companies would charge us for what looks like essentially the same level of coverage. I know I'm not eligible for MassHealth, that's not what I was asking it, but I had a lot of trouble finding the information I wanted.
The state's plan comparison tool was useful for finding plans that our doctors are in-network for. Once I had it narrowed down that way, that tool helped me figure out that there is no significant difference between different companies' same-level plans in terms of co-pays and such.
So, after far too much work, I wanted to compare monthly premiums, which was more difficult than it should have been. I finally found that information, and it looks like the plan we have now is our best choice, but we'd stayed with that plan for a couple of years out of inertia.
Yes it could be worse: we have plausible options, and I think we'll be getting a tax credit that covers most of our premiums.
The state's plan comparison tool was useful for finding plans that our doctors are in-network for. Once I had it narrowed down that way, that tool helped me figure out that there is no significant difference between different companies' same-level plans in terms of co-pays and such.
So, after far too much work, I wanted to compare monthly premiums, which was more difficult than it should have been. I finally found that information, and it looks like the plan we have now is our best choice, but we'd stayed with that plan for a couple of years out of inertia.
Yes it could be worse: we have plausible options, and I think we'll be getting a tax credit that covers most of our premiums.
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