As a long-time credit union member, I'd say "no" to the "irrational" part, at least.
I'm really, really glad my own money is in a credit union right now instead of a bank. It may not be bullet-proof, it's locally controlled, owned by its depositors and federally insured.
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Date: 2008-09-29 07:24 pm (UTC)I'm really, really glad my own money is in a credit union right now instead of a bank. It may not be bullet-proof, it's locally controlled, owned by its depositors and federally insured.