gym, and an insurance follow-up

I called the insurance company today, and got information from their automated system. After confirming who I was and that I was calling about a claim, it asked me for the date of the claim. I entered the date on the bill, 4/27/08. It had four claims. The first was the one I was calling about, and it has been processed and paid: basically, the hospital sent me a bill on June 11, and the insurance company processed the claim on the 12th. So that's all right. But one of the three other claims for that day was a huge one, apparently covering most of what was done in the hospital. The original amount was $26,000 and something, of which the insurance company said they had paid $24,000 and something, and negotiated it down some, and I was responsible for $900. It's not that we don't have the money, it's that I would like us to keep having the money. (Yes, it could be a lot worse.) After that phone call, the woman at the next desk, who I gather had inferred that I was calling the insurer, came over to ask whether Cigna was covering things, and express something between sympathy and caution about things being handled slowly.

After work, I went to the gym, using a branch three blocks from my office this time. It's mostly good, albeit very crowded, but either they don't have the stretch device I use or it's not on either of the two floors I was exercising on (cardio things are on the street level, weight machines and some free weights downstairs, and I think there's at least one exercise studio up a flight from street level). Also, my usual gym has better laundry service (i.e., fewer of the towels smell of old sweat), I think because the hotel handles the laundry. But exercising near work reduces travel time, which is a win.

( numbers )

gym, and an insurance follow-up

I called the insurance company today, and got information from their automated system. After confirming who I was and that I was calling about a claim, it asked me for the date of the claim. I entered the date on the bill, 4/27/08. It had four claims. The first was the one I was calling about, and it has been processed and paid: basically, the hospital sent me a bill on June 11, and the insurance company processed the claim on the 12th. So that's all right. But one of the three other claims for that day was a huge one, apparently covering most of what was done in the hospital. The original amount was $26,000 and something, of which the insurance company said they had paid $24,000 and something, and negotiated it down some, and I was responsible for $900. It's not that we don't have the money, it's that I would like us to keep having the money. (Yes, it could be a lot worse.) After that phone call, the woman at the next desk, who I gather had inferred that I was calling the insurer, came over to ask whether Cigna was covering things, and express something between sympathy and caution about things being handled slowly.

After work, I went to the gym, using a branch three blocks from my office this time. It's mostly good, albeit very crowded, but either they don't have the stretch device I use or it's not on either of the two floors I was exercising on (cardio things are on the street level, weight machines and some free weights downstairs, and I think there's at least one exercise studio up a flight from street level). Also, my usual gym has better laundry service (i.e., fewer of the towels smell of old sweat), I think because the hotel handles the laundry. But exercising near work reduces travel time, which is a win.

( numbers )