Miscellaneous: four things, while I remember them

[redbird]

Unsurprising but annoying: my employer sent around email a few days ago, saying that they are "suspending" matching contributions to the 401K effective March 1. I will be eligible for said 401K as of the end of March. I need to read the paperwork about it, but may well decide to go with that rather than the IRA approach, because "suspend" suggests they may resume at some point. It will depend in large part on what funds they offer, and what if any fees they take out for managing the money. (TIAA-CREF is good on both.)

I was exhausted by the end of the week, in part because I traveled last weekend and then had trouble falling asleep early enough for a few days because of the time change. I slept in a bit this morning, and have had a nap (with julian_tiger's assistance), and think I may be caught up. I hope so.

I appear to have prompted fan fic.

Shiny purple things: not only have I had time and light to look at my February Beads of the Month, cattitude came home this evening with new violet earrings. These are darker and smaller than the pair they are replacing: a different kind of violets. Cattitude says these are the ones that grow locally; I think I've seen both kinds in the area, but he may be right that Inwood Hill Park has only the smaller ones and the white-with-purple-highlights ones.

Comments

[gothgeekgirl.livejournal.com]

Usually the 401K is a better idea even without matching funds simply because the amount you can put away tax deferred is so much larger.

[fla-sunshine.livejournal.com]

Of course you CAN do both. When I was working I had both a standard 401(k) and a Roth IRA (for tax diversity). I maxed out the Roth and put as much more as I could afford into the 401(k) - at least enough for the full company matching funds but sometimes more.