It is irrational to bank with a for-profit bank instead of with a credit union in the first place, if you have a choice.
I can't imagine a rational reason to choose a for-profit bank over a credit union.
So, no, it's not irrational to switch to a credit union. It's irrational NOT to switch to a credit union, regardless of the health of the financial markets.
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I can't imagine a rational reason to choose a for-profit bank over a credit union.
So, no, it's not irrational to switch to a credit union. It's irrational NOT to switch to a credit union, regardless of the health of the financial markets.